Get to Know Us
EC Strategic, established in 2019, is a financial solutions agency dedicated to assisting SMEs and corporations in enhancing their success rates in loan applications and minimizing financial risks in their business operations.
At EC Strategic, we prioritize building long-term relationships based on trust, integrity, and exceptional customer service. Our comprehensive approach, combined with our strong network of financial institutions, ensures that you get the best possible terms and conditions for your loans. Let us help you unlock financial possibilities today.
Let's see what we provide
Business Loan
Whether you are a startup or an established business, securing the right type of financing is crucial for growth and sustainability. At EC Strategic, we provide comprehensive business loan solutions designed to meet diverse financial needs, including:
Trade Line
Flexible credit lines that allow businesses to manage cash flow effectively, purchase inventory, or fund operational expenses. Trade lines provide revolving credit facilities that can be reused as they are repaid.
Project Financing
Tailored solutions for large-scale projects such as infrastructure, real estate development, or expansion initiatives. We assist in structuring the loan, securing favorable terms, and ensuring compliance with all regulatory requirements.
Overdraft Facility
A short-term borrowing option linked to your business bank account, allowing you to withdraw more than your current balance to cover urgent expenses or unexpected cash flow shortages.
Personal Loan
Personal loans provide flexibility and convenience, allowing you to cover a wide range of financial needs, from consolidating debt to funding a wedding or home renovation. At EC Strategic, we offer a variety of personal loan options with competitive interest rates and flexible repayment terms.
Unsecured Personal Loans
No collateral required, quick processing, and ideal for covering short-term financial needs.
Secured Personal Loans
Lower interest rates with collateral requirements, suitable for those seeking larger loan amounts.
Debt Consolidation Loans
Combine multiple debts into one manageable payment with potentially lower interest rates.
Housing Refinance
Refinancing your mortgage can be a strategic way to reduce your monthly payments, shorten your loan term, or access equity for home improvements or other financial needs. At EC Strategic, we offer a range of refinancing options tailored to your objectives:
Rate-and-Term Refinance
Replace your existing mortgage with a new one at a lower interest rate or better terms.
Cash-Out Refinance
Access the equity in your home to obtain cash for other expenses such as debt consolidation, education, or home improvements.
Streamline Refinance
A simplified refinance option for those with existing government-backed loans, requiring less documentation and lower fees.
How Our Services Work?
At EC Strategic, we believe in making the process of securing a loan as straightforward and stress-free as possible. Our services are designed to provide you with clarity, confidence, and competitive options.
1. Initial Consultation
Our process begins with a comprehensive consultation where we discuss your financial needs, goals, and preferences. This allows us to understand your unique situation and recommend the best loan options for you.
2. Loan Assessment & Strategy
Once we understand your needs, our team will conduct a detailed analysis of your financial profile and available loan products. We assess interest rates, repayment terms, and eligibility criteria from our network of lenders to identify the most suitable options.
3. Documentation & Application
We guide you through the documentation process, ensuring that all necessary paperwork is complete and accurate. Our team will handle the submission of your loan application to the selected financial institution and provide continuous updates on its status.
4. Negotiation & Approval
We leverage our expertise and relationships with lenders to negotiate the best possible terms on your behalf. Once your loan is approved, we will review the offer with you in detail, ensuring you fully understand the terms and conditions.
5. Ongoing Support & Guidance
Our services don’t stop at loan approval. We provide ongoing support and advice to help you manage your loan effectively and make any necessary adjustments to your financial strategy.
Why you need to choose EC Strategic?
01
Expert Guidance
Our team of experienced consultants provides personalized advice and support throughout the loan process.
02
Diverse Loan Options
We offer a wide range of loan products tailored to meet the unique needs of individuals and businesses.
03
Competitive Rates
We leverage our network of financial institutions to secure the most favorable terms and rates for our clients.
04
Transparent Process
We believe in clear communication, providing you with all the information you need to make informed decisions.
Address
20-2, Jalan Awam Makmur @ Taman OUG Square, KL
Phone
+60 16-622 8365